About EZ Way Mortgage
We provide transparent, client‑first mortgage guidance—helping homebuyers and homeowners compare programs, secure competitive terms and close with confidence.
Our Story
EZ Way Mortgage was founded with a simple idea: getting a mortgage should feel clear—not overwhelming. After seeing borrowers struggle with opaque fees, slow communication and fragmented advice, we built a process centered on education, proactive updates and ethical lending practices. Today we guide clients across New Jersey and beyond through purchase, refinance and specialized loan strategies with speed and integrity.
Our Mission
Empower every borrower with clarity, confidence and competitive mortgage solutions—delivering fast pre‑approvals, transparent program comparisons and attentive support from first inquiry to clear‑to‑close.
Our Values
Transparency, compliance, responsiveness and client education. We believe informed decisions lead to healthier finances and long‑term trust. Every file is handled with care, accuracy and proactive communication.
Meet the Broker Who Cares
Luis Herrera — Founder & Licensed Mortgage Broker
NMLS #226951
I'm Luis Herrera, Founder of EZ Way Mortgage Corporation. After experiencing the mortgage process firsthand, I realized how many borrowers are treated like transactions—too much fine print, too little guidance.
I built EZ Way to be different:
- Clear communication
- Straightforward advice
- Honest options from someone who actually listens
"A mortgage broker who works for you—not the banks."
Leadership & Licensing
Compliance Focus
Adherence to NJ Department of Banking & Insurance standards and Equal Housing guidelines.
Client Experience
Proactive status updates, document coaching and milestone transparency.
What Clients Say
“Seamless, responsive and genuinely educational process.”
First-Time Buyer
“They compared multiple refinance scenarios and saved us thousands.”
Refinance Client
“Underwriting moved faster because they packaged the file perfectly.”
Real Estate Agent Partner
“Clear fee explanation—no surprises at closing.”
Investment Buyer
Ready to Start?
Get a same‑day pre‑approval or schedule a consultation to review purchase or refinance strategies tailored to you.